Entire Thing Messed Up?

So, I've been reading on here about some of the posts related to the phone not sending text messages,  the screen won't work, screen discoloration.. blah blah blah. Well, my impression has all of those (not even kidding) plus, when i have the keyboard out the screen will not work, the speaker to hear somebody on the phone won't work (i have to use speaker phone to hear anything), battery won't last but a day or two, buttons on keyboard won't work and to top it all off, the end button comes and goes. Does anybody think i can take this in on insurance? I don't have the money to go buy a new phone, and my upgrade is in September, so I'm not exactly sure how much longer this thing will last. I haven't dropped it but 1 maybe 2 times, I'm gentle with it, its never got water on it or has been fully submerged. I really don't do any hardcore texting on it or use it that often, so i don't know what the deal is. Any ideas?

Lol, ya i figured. Thanks though.